Privacy Policy

This Privacy Policy has been compiled to better serve those who are concerned with how their ‘Personally Identifiable Information’ (PII) is being used online by P2 Verification Services LLC dba Global Verification Network (its parent, subsidiaries, predecessors, successors, affiliates, directors, officers, fiduciaries, insurers, employees, and agents), via Company’s mobile application, blog, website (preeapprovedrenter.com) or other similar software platforms or mediums (collectively, the “Services”). Customer’s use of the Services constitutes Customer’s acceptance of and agreement to all the terms and conditions in this Privacy Policy and any future amendments and additions to this Agreement (as defined below) as GVN may publish from time to time.

PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information and non-personal information in accordance with our website.

PreApprovedRenter.com offers web-based property rental application software Services. For questions and feedback on this policy or our privacy practices, please email us at support@preapprovedrenter.com.

What personal information do we collect from the people that visit our blog, website, and web-based application?

With consent, we may collect information from various sources, including credit reporting agencies, collection agencies, government entities, legal suppliers, and personal information that the individual has made available to the public. We also collect information directly, from Real Estate Agents, Property Managers, Landlords (“users”) and their prospective Tenants (“applicants”).

When registering or ordering on our Services, as appropriate, you, whether as a user or applicant, may be asked to enter your name, email address, mailing address, phone number, credit card information, birthdate, social security number, home address, employment information & other PII or other details to help you with your experience.

To gain full access to our website and service as a user, you must register for a Preapprovedrenter.com account. When you register for an account, we need your personal information, including the following:

Your name, company name, email address, physical address, phone number, and account password.
Payment information, to complete your transactions; and
Your IP addresses, devices, and locations used to access Preapprovedrenter.com.

We may request and collect additional information from you after you have registered for an account. If so, we will explain why and seek your consent.

We may also collect additional personal information in other ways, including through surveys, emails, and other forms of communication. Once you begin using the Service through your preapprovedrenter.com account, we will keep records of your transactions and collect information of your other activities related to our Service.

Applicant

Preapprovedrenter.com collects applicant personal information for the purpose of providing the Service to users and for operating the website and web app, some of which may be collected for the purpose of disclosure, with your consent, to the user. In addition, the users of the Service have the ability to create a customized applicant form that may contain additional non-personal or personal information request fields.

This information constitutes Consumer Report Information which may include:

Contact information, including telephone number, social security number, email address and postal code;
Credit information, including credit checks, credit references, name, current/ former address, date of birth, current/ former employment, paying habits, outstanding debt obligations, estimated income, cost of living obligations, etc.;
Information about dependents, such as name, age, and relationship to you;
Identifying information, including your name, current/former address;
Information for your co-applicant, if applicable, such as name, email, and relationship to you;
Rental history information, including monthly rent, evictions, property damage, current and previous addresses, reasons for moving and landlord contact;
Publicly accessible information, including but not limited to information from public records, tenant database records, public social media content, information accessible via the internet, etc.;
Additional information through the applicant form, such as vehicle and commute information, pets’ name, animal type, breed, age, weight, and training.

Consumer Report Information will only be disclosed to the user with your express consent, which is sought through our Service.

When do we collect information?

Preapprovedrenter.com collects personal information through the preapprovedrenter.com website and/or the web app, including all subpages and successor pages (collectively referred to as the “Website”), as well as through its services, including the applicant application form that may be made available on third-party websites, or other services offered through our Website when users and applicants register or use our services. We may also collect information that is publicly available.

We collect information from you when you register on our site, fill out a form or enter information on our site.

How does Preapporvedrenter.com obtain consent?

We ensure valid consent to the collection, use and disclosure of personal information in three ways:

(a) Visitors on our website have the option to disable cookies through their browser settings.

(b) We receive consent when individuals choose to open an account with us.

IF YOU DO NOT CONSENT TO OUR COLLECTION, USE, AND DISCLOSURE OF YOUR PERSONAL INFORMATION IN ACCORDANCE WITH THIS POLICY, YOU SHOULD IMMEDIATELY STOP USING OUR SERVICE AND WEBSITE, AND SHOULD NOT PROVIDE PERSONAL INFORMATION TO US.

How do we use your information?

We may use the information we collect from you when you register, request a report, fill out an application, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways:

to personalize your experience and to allow us to deliver the type of content and product offerings in which you are most interested;
to improve our website to better serve you;
To allow us to better service you in responding to your customer service requests;
to quickly process your transactions and run background checks;
to verify the identity of both landlords and tenants using our Service;
to communicate with landlords, tenants and relevant third parties;
to obtain, review and analyze Consumer Report Information;
to disclose Consumer Report Information to users, where consent has been obtained from the applicant;
to establish applicant’s reliability and ability to pay;
to audit or investigate the use of our products and services, and to investigate and prevent fraud or other illegal activities;
to provide, maintain and improve the Service and the Website, including the user’s Preapprovedrenter.com account;
to monitor, review and improve customer service and internal business processes;
to investigate and resolve inaccuracies in the information we have obtained;
to track and analyze trends and usage of the Service and the Website;
to offer and provide Preapprovedrenter.com product and services;
to create and develop new products and services;
to provide to third party service providers in connection with provision of the Service and the Website and/or to create or offer products and services; and
to comply with all applicable laws.

The information entered through our Service or provided to us in any other way will be stored by us. As the user or applicant, you can choose to not provide us with certain information, but this may limit your use of our service. The personal information submitted to us is used solely for the Service for which it is collected or for the purpose of communicating with you regarding our service.

How do we protect your information?

The security of your data is important to us. We have adopted reasonable administrative, physical, and technical safeguards for data security. We implement a variety of security measures when a user enters, submits, or accesses their information to maintain the safety of your personal information.

Some of the steps we take include, but are not limited to: website scans on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible; designating one or more employees to coordinate the security program; identifying reasonably foreseeable internal and external risks; assessing the sufficiency of safeguards in place to control the identified risks; selecting service providers capable of maintaining appropriate safeguards; adjusting the security program in light of business changes or new circumstances; assessing risks in network and software design; assessing risks in information processing, transmission and storage; detecting and preventing attacks or system failures; regularly testing and monitoring the effectiveness of key controls, systems and procedures; assessing risks of information storage and disposal; detecting, preventing intrusions; protecting against unauthorized access to or use of private information during or after the collection, transportation and destruction or disposal of the information; and disposing of private information within a reasonable amount of time after it is no longer needed for business purposes.

Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, including the use of multifactor authorization, and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Transfer Layer Security (TLS) technology.

We do not use Malware Scanning.

All user payment transactions are processed through a gateway provider. When you submit your credit card information, we pass it along to our payments processor Stripe, a PCI Service Provider Level 1 service, through a tokenization method. Stripe is a major payment processor that processes credit cards for some of the largest companies, organizations, and charities.

Do we use "cookies"?

Yes. Cookies are small files that a site or its service provider transfers to your computer's hard drive through your Web browser (if you allow) that enables the site's or service provider's systems to recognize your browser and capture and remember certain information. For instance, we use cookies to help us remember and process the items in your order cart. They are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.

We use cookies to:

Help remember and process the items in the order cart.
Understand and save user's preferences for future visits.
Keep track of advertisements.
Compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future. We may also use trusted third-party services that track this information on our behalf.

Since each browser is a little different, look at your browser's Help Menu to learn the correct way to modify your cookies. Many websites require session and persistent cookies to be active in order to view content or operate the service, and, without them, you will not be recognized as an individual or be able to utilize the full functionalities of the service. As such, modifying or turning off certain essential cookies, such as persistent or session cookies, can negatively affect your ability to use our services. If you turn cookies off, some of the features that make your site experience more efficient may not function properly.

Third-party disclosure & sharing your information.

The PII you provide to us is considered confidential. We will not review, share, distribute, or reference any such data except for the purpose of processing an application, resolving an issue, providing customer support, or investigating a suspected violation of our Terms of Service.

We will not disclose personal information except to share it with third party partners for the reasons we or users have disclosed including the following situations:

to third party payment processors your name, email address, city, state, zip code, credit card information and similar information for the purpose of processing payments;
to Credit Report Agencies for the purpose of running background checks. We would of course receive your consent prior to requesting such reports;
we may occasionally employ a third party to act on our behalf. An example would be providing marketing support, analysis, and public relations. When we employ such companies, they are required to dispose of any PII upon completion of the contracted assignment;
in some cases, we may provide services, or sell product lines jointly with selected business partners;
in the event P2 Verification Services LLC dba Global Verification Network or PreApprovedRenter.com goes through a business transition, such as a merger, acquisition or the like by another company, or a sale of our assets, your personally identifiable information will likely be among the assets transferred;
to provide the Service, the Website, and other related services to you and to our customers;
to collect and evaluate additional information about applicants, in connection with provision of the Service;
to third party service providers, in connection with provision of the Service and the Website and/or to create or offer products and services;
to deliver data and products to direct-to-consumer resellers with which the user has contracted directly;
to communicate with users regarding services that may be of interest to them;
to manage, administer, collect, or otherwise enforce accounts;
to investigate or assist in the investigation of violations of our terms of service;
to investigate or to assist in the investigation of a contravention of a law and/or fraudulent activities;
to fulfill our obligations under consumer reporting and privacy legislation, as well as any other legal or regulatory obligation; and
for other purposes as permitted or required by law.

Third-party links

Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. While visiting our website you may link to websites operated by certain third parties; or you may have come to our website using a link found on another website. This does not, in any way, mean that we endorse, support, or otherwise approve of these websites or the goods or services they might provide. We do not make any warranties or representations about any site that may be linked to our websites. Such other websites are wholly independent of us, and we have no control whatsoever over, or the responsibility for, their information, products, or activities.

In addition, our privacy practices may be different from those of these other linked websites. If you provide personal information or data at one of those websites, you are subject to the privacy policy of the websites operator, not our Privacy Policy. Please be sure you understand the other site’s privacy policy prior to providing any personal information.

How does our site handle Do Not Track signals?

Many web browsers support Do Not Track technology. Currently we do not have the ability to recognize Do Not Track Signals.

Does our site allow third-party behavioral tracking?

We do utilize Google Ads (formerly known as Good Adwords), for advertising and marketing purposes. It's also important to note that we also allow third-party behavioral tracking. We utilize services such as Google Analytics and Vero. You can read their privacy policies at: https://policies.google.com/technologies/partner-sites and https://www.getvero.com/privacy/.

COPPA (Children Online Privacy Protection Act)

When it comes to the collection of personal information from children under the age of 13 years old, the Children's Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, United States' consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children's privacy and safety online.

We do not specifically market to children under the age of 13 years old.

CAN-SPAM Act

The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.

We collect your email address in order to:

Send information, respond to inquiries, and/or other requests or questions.
Process orders and to send information and updates pertaining to orders.
Send you additional information related to our products and/or services.
Market to our mailing list or continue to send emails to our clients after the original transaction has occurred.

If at any time you would like to unsubscribe from receiving future emails, you can email us at support@preapprovedrenter.com or follow the instructions at the bottom of each email and we will promptly remove you from our commercial email list. We may still send you necessary administrative, transactional notices, however.

Changes to Our Privacy Notice

We reserve the right to amend this privacy notice at our discretion and at any time. When we make changes to this privacy notice, we will notify you by email or through a notice on our website homepage.

Contacting us

If there are any questions regarding this privacy policy, you may contact us using the information below.

P2 Verification Services LLC DBA Global Verification Network
Phone: 1877 - 695 1179
675 North North Court Suite 300
Palatine Illinois 60067
info@globalver.com

California Consumer Privacy Act Privacy Notice Supplement

Effective Date:

This California Consumer Act Privacy Notice (“Notice”) applies to “Consumers” as defined by the California Consumer Privacy Act (“CCPA”) as a supplement to P2 Verification Services LLC DBA Global Verification Network (“GVN” “us” “we” our”) other privacy policies or notices, and applies solely to customers, visitors, users, and others who reside in the State of California (“Consumers” or “you”). Consumers includes both Users and/or Applicants. Any terms defined in the CCPA have the same meaning when used in this notice.

Information We Collect

We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device (“personal information”). In particular, we have collected the following categories of personal information from consumers within the last twelve (12) months:

Category	Examples	Collected
A. Identifiers.	A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver's license number, passport number, or other similar identifiers.	YES
B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).	A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver's license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories.	YES
C. Protected classification characteristics under California or federal law.	Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).	YES
D. Commercial information.	Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.	YES
E. Biometric information.	Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.	NO
F. Internet or other similar network activity.	Browsing history, search history, information on a consumer's interaction with a website, application, or advertisement.	YES
G. Geolocation data.	Physical location or movements.	YES
H. Sensory data.	Audio, electronic, visual, thermal, olfactory, or similar information.	NO
I. Professional or employment-related information.	Current or past job history or performance evaluations.	YES
J. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).	Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.	YES
K. Inferences drawn from other personal information.	Profile reflecting a person's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.	NO

Personal information does not include:

Publicly available information from government records.
De-identified or aggregated consumer information.
Information excluded from the CCPA's scope, like:
- health or medical information covered by the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the California Confidentiality of Medical Information Act (CMIA) or clinical trial data;
- personal information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FRCA), the Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy Act (FIPA), and the Driver's Privacy Protection Act of 1994.

We obtain the categories of personal information listed above from the following categories of sources:

Directly from our Consumers. For example, from information Consumers provide when they register, sign up, subscribe, or use our services.
Indirectly from our Consumers. For example, through information we collect from our Consumers while providing Services to them.
Directly and indirectly from activity and use of our Website.
From third parties that interact with us in connection with the services we provide. For example, to conduct background check services, customer relationship management, payment processing, report generating, and managing customer feedback.

Use of Personal Information

We may use or disclose the personal information we collect for one or more of the following business purposes:

To fulfill or meet the reason for which the information is provided.
To provide you with information, products, or services that you request from us.
To provide you with email alerts, promotional registrations and other notices concerning our products or services, or events or news, that may be of interest to you.
To carry out our obligations and enforce our rights arising from any agreements entered between you and us, including for billing and collections.
To improve our website, services and present its contents to you.
For testing, research, analysis, and product development.
As necessary or appropriate to protect the rights, property or safety of us, our clients or others.
To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.
As described to you when collecting your personal information or as otherwise set forth in the CCPA.
To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by us is among the assets transferred.

We will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice.

Sharing Personal Information

We may disclose your personal information to a third party for business purposes. When we disclose personal information for a business purpose, we enter an agreement that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract.

In the preceding twelve (12) months, we have disclosed the following categories of personal information for a business purpose:

Category A: Identifiers.
Category B: Customer records information.
Category C: Characteristics of protected classifications under California or federal law
Category D: Commercial information
Category F: Internet or other similar network activity.
Category G: Geolocation data.
Category J. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).
Category K: Inferences.
Category I: Professional or employment-related information.

We disclose your personal information for a business purpose to the following categories of third parties, including those who:

manage a database of customer information;
assist us in distributing emails;
assist us with direct marketing and data collection;
assist us in creating reports;
provide data storage and analysis;
provide fraud prevention;
provide customer service;
provide consumer, tenant reporting services;
provide website development and maintenance;
process payment information; and
provide other services designed to assist us in developing and running our Services and maximizing our business potential. We require that these outside companies agree to keep all information shared with them confidential and to use the information only to perform their obligations to us.
Third parties to whom you or your agents authorize us to disclose your personal information in connection with products or services we provide to you.

In the preceding twelve (12) months, we have not sold any personal information.

Your Rights and Choices

The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.

Access to Specific Information and Data Portability Rights

You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request, we will disclose to you:

The categories of personal information we collected about you.
The categories of sources for the personal information we collected about you.
Our business or commercial purpose for collecting or selling that personal information.
The categories of third parties with whom we share that personal information.
The specific pieces of personal information we collected about you (also called a data portability request).
If we sold or disclosed your personal information for a business purpose, two separate lists disclosing:
- sales, identifying the personal information categories that each category of recipient purchased; and
- disclosures for a business purpose, identifying the personal information categories that each category of recipient obtained.

Deletion Request Rights

When a user or applicant chooses to render their account “Inactive” through their account menu, we conduct a soft deletion, rendering the account inaccessible. Thereafter, you have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.

We may deny your deletion request if retaining the information is necessary for us or our service providers to:

Complete the transaction for which we collected the personal information, provide a service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you.
Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
Debug products to identify and repair errors that impair existing intended functionality.
Exercise free speech ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.
Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 seq.).
Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information's deletion may likely render impossible or seriously impair the research's achievement, if you previously provided informed consent.
Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.
Comply with a legal obligation.
Make other internal and lawful uses of that information that are compatible with the context in which you provided it.

Exercising Access, Data Portability, and Deletion Rights

To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by either:

Calling us at (646) 907-8769
Emailing us at: support@preapprovedrenter.com

Only you or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.

You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:

Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative.
Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.

We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. Making a verifiable consumer request does not require you to create an account with us. We will only use personal information provided in a verifiable consumer request to verify the requestor's identity or authority to make the request.

Response Timing, Format and Process

If you submit a Request to Know or Request to Delete, we will confirm receipt of your request within 10 business days and provide information on how we will process the request. We endeavor to respond to a verifiable consumer request within 45 days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period. If you have an account with us, we will deliver our written response to that account. If you do not have an account with us, we will deliver our written response by mail or electronically, at your option. Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request's receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily usable and should allow you to transmit the information from one entity to another entity without hindrance.

We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

Non-Discrimination

We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:

Deny you goods or services.
Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.
Provide you a different level or quality of goods or services.
Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.

Changes to Our Privacy Notice

Contact Information

If you, or your duly authorized agent, have any questions or comments about this notice, our Privacy Statement, the ways in which we collect and use your personal information, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at:

P2 Verification Services LLC DBA Global Verification Network
Phone: 1877 - 695 1179
675 North North Court Suite 300
Palatine Illinois 60067
info@globalver.com

Last Updated on: July 1, 2021